195 River St, Fillmore, CA 93015 Property Records

Ventura County property record for 195 River St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,947 sqft · built 2021
Lot Size	0.142 acres (6,205 sqft)
Owner	Individual Name on Record
Last Sale	$873,500 (Dec 2021)
Tax Bill	$15,619 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`053-0-220-375`

Property Details

APN / Parcel Number

Primary APN	`053-0-220-375`
Alternative APN	`540010275`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,947 sqft Living Area
1st Floor Area	1,636 sqft
2nd Floor Area	1,311 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,205 sqft (0.142 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	165 sqft

Location & Zoning

Street Address	195 RIVER ST
City	FILLMORE
State	CA
Zip	93015-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 549603 LOT: 37 REF: 163MR 62
Legal Subdivision	TRACT NO 5496 3
Legal Tract	549603
Legal Block	220
Legal Lot Number	37
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1023
Census Tract	302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 RIVER ST, FILLMORE, CA 93015-1888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Oct 31, 2019	Grant Deed, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	20211989167
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 22, 2021
Property Address	195 RIVER ST, FILLMORE, CA 93015-1888
Document Number	2021001989167
Map Reference	MB 163 PG 62-66
Instrument Date	Nov 23, 2021
Instrument	2021001989167
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RIVER ST, FILLMORE, CA 93015-1888

Mortgage

Document Number	2021001989168
Date	Dec 22, 2021
Instrument	2021001989168

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	7.87%

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 31, 2019
Property Address	195 RIVER ST, FILLMORE, CA 93015-1888
Instrument Date	Oct 30, 2019
Instrument	134507
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54141 VENTURA BLVD CALABASAS CA 91302, CALABASAS, CA 91302

Mortgage

Document Number	0000134507
Date	Oct 31, 2019
Instrument	134507

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 30, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$945,238 (+2%) Land $614,280 Building $330,958
2025	$15,619.00 (+5.68%) Homeowner's exemption	$926,704 (+4.04%) Land $602,235 Building $324,469
2024	$14,779.00 (+0.87%)
2023	$14,652.00 (+6.07%)	$890,720 Land $578,850 Building $311,870
2022	$13,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	7 (1978–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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