Montgomery County and Minden Town property record for 195 Ripple Rd, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,932 sqft · built 1890 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,900 (Sep 2007) |
| Tax Bill | $1,125 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 273089 91.-1-11 |
| Primary APN | 273089 91.-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 600 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 95,832 sqft (2.2 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0724 |
|---|---|
| Street Address | 195 RIPPLE RD |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONF |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | MINDEN |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 72500 |
195 Ripple Rd is owned and occupied by an individual who bought it in September 2007.
Source: Montgomery County and Minden Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 RIPPLE RD, CHERRY VALLEY, NY 13320-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2007 · Amount on File |
| Deed Sale | Sep 12, 2007 · Amount on File |
| Deed Book / Page | 1584 / 26 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Ripple Rd was $1,125 with a homeowner's exemption, up 7.4% from the year before.
Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Minden Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,125.00 (+7.45%) Homeowner's exemption | ||
| 2025 | $1,047.00 | $74,000 Land $17,600 Building $56,400 | $108,824 Land $25,882 Building $82,942 |
| 2023 | $71,500 Land $17,600 Building $53,900 | $89,375 Land $22,000 Building $67,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Ripple Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Ripple Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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