195 Rincon Dr, Grand Junction, CO 81503 Property Records

Mesa County property record for 195 Rincon Dr, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,309 sqft · built 1983
Lot Size	0.23 acres (9,998 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2023)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2945-362-02-023`

Property Details

APN / Parcel Number

Primary APN	`2945-362-02-023`
Alternative APN	`R072527`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,909 sqft
1st Floor Area	1,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,998 sqft (0.23 acres)
Garage Type	Attached
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R072527
Street Address	195 RINCON DR
City	GRAND JUNCTION
State	CO
Zip	81503-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 2 SIERRA VISTA SUB SEC 36 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	36
Legal Subdivision	SIERRA VISTA SUB
Legal Block	2
Legal Lot Number	23
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2008
Census Tract	1303

Owner

195 Rincon Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Mesa County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Special Warranty Deed, Transfer · SBA Mortgage ROBERT FREDRICK
Apr 5, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2020	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	20233070593
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0002934584
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 1, 2023
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Document Number	0003070593
Map Reference	MB 12 PG 115
Instrument Date	Jul 31, 2023
Instrument	3070593
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Investor	Possibly a Property Investor

Mortgage

Document Number	0003070594
Date	Aug 1, 2023
Instrument	3070594

Lender

Name	ROBERT FREDRICK

Agreement

Type	SBA Mortgage
Amount	Amount on Record

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 5, 2021
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Document Number	0002974641
Map Reference	MB 12 PG 115
Instrument Date	Apr 2, 2021
Instrument	2974641
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283

Mortgage

Document Number	0002974642
Date	Apr 5, 2021
Instrument	2974642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002914258
Date	Feb 20, 2020
Instrument	2914258

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.33%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Oct 5, 2020
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Document Number	0002945907
Instrument Date	Oct 2, 2020
Instrument	2945907
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Jul 24, 2020
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Document Number	0002934584
Instrument Date	Jul 23, 2020
Instrument	2934584
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 MONARCH GLEN LOOP GRAND JUNCTION CO 815044889, GRAND JUNCTION, CO 81504-4889

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	195 RINCON DR, GRAND JUNCTION, CO 81503-2283
Document Number	0002914259
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RINCON DR GRAND JUNCTION CO 815032283, GRAND JUNCTION, CO 81503-2283

Mortgage

Document Number	0002914259
Date	Feb 20, 2020
Instrument	2914259

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.33%

Tax Assessment & Valuation

The 2025 property tax bill for 195 Rincon Dr was $1,466, up 9.5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+9.48%)	$20,240 (+7.32%) Land $4,380 Building $15,860	$323,770 Land $70,000 Building $253,770
2024	$1,339.00 (+1.98%)	$18,860 (+1.45%) Land $3,640 Building $15,220
2023	$1,313.00 (+25.41%)	$18,590 (+27.42%) Land $3,630 Building $14,960	$281,510 Land $54,380 Building $227,130
2022	$1,047.00	$14,590 Land $3,130 Building $11,460
2021			$209,870 Land $45,000 Building $164,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Rincon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Rincon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Clearnetworx.

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