195 Richards St, Brooklyn, NY 11231 Property Records

New York City property record for 195 Richards St, Brooklyn, NY 11231

Property Summary

Property Type	Triplex
Details	3,000 sqft · built 1925
Lot Size	0.044 acres (1,900 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Feb 2012)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2017 Loan Modification
APN	`00588-0003`

Property Details

APN / Parcel Number

Primary APN	`00588-0003`
Alternative APNs	`0207005880003` `3-00588-0003`

Interior

Units	3 Units
Stories	3 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Triplex
Lot Area	1,900 sqft (0.044 acres)
Lot Dimensions	95 ft deep x 20 ft wide

Location & Zoning

Account Number	3-00588-0003
Street Address	195 RICHARDS ST
City	BROOKLYN
State	NY
Zip	11231-1574
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	M1-1
Legal Block	588
Legal Lot Number	3
Jurisdiction	KINGS (BROOKLYN) NY
Township / Civil Division	BROOKLYN
Census Block Group	2
Census Block	2012
Census Tract	5301

Owner

Source: New York City records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15342 83RD ST, HOWARD BEACH, NY 11414-1885
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage LENDINGHOME FUNDING CORPORATION
Dec 20, 2017	Loan Modification, Mortgage HABIB AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2012 · Amount on Record
Deed Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	201269482
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	195 RICHARDS ST, BROOKLYN, NY 11231-1574
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9, HOWARD BEACH, NY 11414-0009

Mortgage

Document Number	0000081463
Date	Mar 1, 2017
Instrument	2017000081463

Lender

Name	LENDINGHOME FUNDING CORPORATION
Address	1 CALIFORNIA ST # 17, SAN FRANCISCO, CA 94111

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	195 RICHARDS ST, BROOKLYN, NY 11231-1574
Document Number	0000019164
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8213 155TH AVE #9 HOWARD BEACH NY 114141760, 9, HOWARD BEACH, NY 11414-1760

Mortgage

Document Number	0000019164
Date	Jan 17, 2018
Instrument	19164

Lender

Name	HABIB AMERICAN BK
Type	Bank
Address	NEW YORK, NY 10016

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2023

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Kings County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,920 (-12.54%) Land $11,280 Building $122,640	$2,232,000 (-12.54%) Land $188,000 Building $2,044,000
2025	$5,135.00 (+23.88%)
2023	$4,145.00 Additional exemption filed	$153,120 Land $11,280 Building $141,840	$2,552,000 Land $188,000 Building $2,364,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 85 individual policies
Nearby Flood Policies	94 units insured incl. 9 condo units
Nearby Flood Claims	20 (2011–2026)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Sep 2023 · 3 claims Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Sandy, Oct 2012 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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