195 Rice Mill, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 195 Rice Mill, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,468 sqft · built 2007
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$532,500 (Jul 2011)
Tax Bill	$11,130 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`04-08838`

Property Details

APN / Parcel Number

Primary APN	`04-08838`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,468 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	669 sqft

Exterior Amenities

Pool Area	560 sqft
Porch	Porch
Porch Area	371 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	195 RICE ML
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	195 HAMPTON PLANT P-2
Legal Subdivision	0007-00
Legal Phase	2
Legal Block	22
Legal Lot Number	9
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

195 Rice Mill is owned and occupied by an individual who bought it in July 2011.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	195 RICE ML, SAINT SIMONS ISLAND, GA 31522-5452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2011 · Amount on File
Deed Sale	Jul 22, 2011 · Amount on File
Prior Sale	Jun 20, 2011 · Amount on File
Deed Document Number	20112230
Deed Book / Page	2884 / 410
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	0028730419
Record Updated	Oct 29, 2026

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GLYNN GA
Recording Date	Nov 15, 2018
Property Address	195 RICE ML, ST SIMONS ISLAND, GA 31522-5452
Document Number	0039660043
Book / Page	003966 / 000043
Instrument Date	Oct 24, 2018
Instrument	12316
Transaction Type	Construction Loan
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2702 WHATLEY AVE #B1 SAVANNAH GA 314044541, B1, SAVANNAH, GA 31404-4541
Investor	Possibly a Property Investor

Mortgage

Document Number	39660043
Date	Nov 15, 2018
Book Page	003966/000043
Instrument	12316

Lender

Name	BANK SOUTH
Type	Bank
Address	18 W BRYAN ST, SAVANNAH, GA 31401-2604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 195 Rice Mill was $11,130, up 2.8% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,130.00 (+2.76%)	$443,800 (+2.76%) Land $72,000 Building $371,800	$1,109,500 (+2.76%) Land $180,000 Building $929,500
2025	$10,831.00	$431,880 Land $60,000 Building $371,880	$1,079,700 Land $150,000 Building $929,700
2023		$353,040 (+6.01%) Land $60,000 Building $293,040	$882,600 (+6.01%) Land $150,000 Building $732,600
2022	$8,352.00	$333,040 Land $40,000 Building $293,040	$832,600 Land $100,000 Building $732,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Rice Mill in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 497 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	619 units insured incl. 122 condo units
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Rice Mill is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.5% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35