195 Redonda Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 195 Redonda Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2020)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027442-3340`

Property Details

APN / Parcel Number

Primary APN	`027442-3340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,027 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	152 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 REDONDA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/90-94 WINDWARD RANCH PHASE FOURTEEN LOT 334 OR4881/496 & 5078/1989
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE FOURTEEN
Legal Phase	4TEEN
Legal Block	1
Legal Lot Number	334
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 23, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 15, 2020	Deed of Trust, Mortgage · Line of Credit MICHAEL A CIANCIARULO TR (RT)
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	202094390
Deed Book / Page	5078 / 1989
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	0050781989
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178

Mortgage

Document Number	0052541908
Date	May 3, 2021
Book Page	5254/1908
Instrument	2021049446

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178

Mortgage

Document Number	0054341267
Date	Dec 2, 2021
Book Page	5434/1267
Instrument	2021130397

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 23, 2020
Property Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Document Number	0050781989
Book / Page	005078 / 001989
Instrument Date	Oct 5, 2020
Instrument	94390
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$805.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 REDONDA WAY ST AUGUSTINE FL 320921178, ST AUGUSTINE, FL 32092-1178

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Document Number	0050461770
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 TINTAMARRE DR ST AUGUSTINE FL 320925426, ST AUGUSTINE, FL 32092-5426

Mortgage

Document Number	0050461770
Date	Sep 18, 2020
Book Page	005046/001770
Instrument	80567

Lender

Name	MICHAEL A CIANCIARULO TR (RT)
Address	225 LAKE WINNEMISSETT DR, DELAND, FL 32724-4811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 17, 2025

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	195 REDONDA WAY, SAINT AUGUSTINE, FL 32092-1178
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 REDONDA WAY ST AUGUSTINE FL 320921178, ST AUGUSTINE, FL 32092-1178

Mortgage

Document Number	48810500
Date	Feb 11, 2020
Book Page	004881/000500
Instrument	10809

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,395 (+2.7%)	$366,125 (-8.4%) Land $100,000 Building $266,125
2025	$4,027.00 (+14.6%) Homeowner's exemption	$312,945 (+4.5%)	$399,678 (-0.73%) Land $100,000 Building $299,678
2024	$3,514.00 (+2%) Homeowner's exemption	$299,470 (+3%)	$402,613 (+12.77%) Land $100,000 Building $302,613
2023	$3,445.00 (+2.99%) Homeowner's exemption	$290,748 (+3%)	$357,012 (+4.9%) Land $90,720 Building $266,292
2022	$3,345.00 Homeowner's exemption	$282,280	$340,328 Land $84,000 Building $256,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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