DeKalb County property record for 195 Rd 984, Fort Payne, AL 35968
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1993 |
| Lot Size | 14 acres (609,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $583 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-25-0-000-002.001 |
| Primary APN | 08-07-25-0-000-002.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 609,840 sqft (14 acres) |
| Garage Area | 1,200 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 5215 |
|---|---|
| Street Address | 195 ROAD 984 |
| City | FORT PAYNE |
| State | AL |
| Zip | 35968-6102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 14 AC S25 T5 R8PT OF SE NE DESC AS BEG NW COR OF 1/4 1/4TH: E 495' S 1320' W 495' N 752.22' NE96.97' NE 139.42' W |
| Legal Range | 08E |
| Legal Township | 05S |
| Legal Section | 25 |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | HENAGAR |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 960200 |
195 Rd 984 is owned and occupied by two individuals.
Source: DeKalb County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 ROAD 984, FORT PAYNE, AL 35968-6102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Rd 984 was $583 with a homeowner's exemption, up 7.4% from the year before.
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583.00 (+7.37%) Homeowner's exemption | ||
| 2025 | $543.00 Homeowner's exemption | $19,700 Land $5,080 Building $14,620 | $208,900 Land $53,900 Building $155,000 |
| 2023 | $600.00 (-2.91%) Homeowner's exemption | $18,420 (-2.75%) | $184,100 (-2.75%) Land $53,900 Building $130,200 |
| 2022 | $618.00 Homeowner's exemption | $18,940 Land $5,400 Building $13,540 | $189,300 Land $53,900 Building $135,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Rd 984 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Rd 984 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures