Ridgefield Town property record for 195 Ramapoo Rd, Ridgefield, CT 06877 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,830 sqft Living Area |
| Lot Size | 284,882 sqft (6.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $565,000 (2001) |
| Tax Bill | $13,822.00 (2025) |
Source: Ridgefield Town records · APN D130008
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 RAMAPOO RD, RIDGEFIELD, CT 06877-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) OUR FEDERAL CREDIT UNION |
| May 04, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST REPUBLIC BANK |
| May 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2001 · Amount on Record |
| Deed Sale | Jan 03, 2001 · Amount on Record |
| Prior Sale | Feb 17, 1987 · Amount on Record |
| Deed Book / Page | 619 / 702 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Recording Date | Apr 29, 2026 |
| Property Address | 195 RAMAPOO RD, RIDGEFIELD, CT 06877-3734 |
| Document Number | 001190-367 |
| Book / Page | 1190 / 367 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 195 RAMAPOO RD, RIDGEFIELD, CT 06877-3734 |
| Document Number | 1190000367, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 1190/367 |
| Name | OUR FEDERAL CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 01, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 195 RAMAPOO RD, RIDGEFIELD, CT 06877-3734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1090-212 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 1090/212 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Type Change Date | Aug 01, 2025 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 195 RAMAPOO RD, RIDGEFIELD, CT 06877-3734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1090-228 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 1090/228 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2045 |
Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ridgefield Town |
| Unified School District | Ridgefield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,822.00 | $504,630 (-) Land $320,110 Building $184,520 | $353,241 Land $224,077 Building $129,164 |
| 2024 | $13,822.00 (+6.12%) | ||
| 2023 | $13,025.00 (+4.03%) | $504,630 (+14.58%) Land $320,110 Building $184,520 | |
| 2022 | $12,521.00 | $440,410 Land $250,090 Building $190,320 |
Source: FEMA National Flood Hazard Layer, County delivery 09001C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | D130008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,830 sqft Living Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 284,882 sqft (6.54 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | D130008 |
|---|---|
| Street Address | 195 RAMAPOO RD |
| City | RIDGEFIELD |
| State | CT |
| Zip | 06877-3734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Jurisdiction | RIDGEFIELD CT |
| Minor Civil Division | RIDGEFIELD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 245600 |
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