195 Railside Dr, Covington, GA 30014 Property Records

Newton County property record for 195 Railside Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,591 sqft · built 2006
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Owner Names on File
Last Sale	$134,400 (May 2007)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0084A-00000-059-000`

Property Details

APN / Parcel Number

Primary APN	`0084A-00000-059-000`
Alternative APNs	`0084A 059` `29905`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,591 sqft Heated Area
1st Floor Area	49 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29905
Old Parcel Number	0084A 059
Street Address	195 RAILSIDE DR
City	COVINGTON
State	GA
Zip	30014-7639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 59 EASTON PLACE
Legal Subdivision	EASTON PLACE
Legal Lot Number	59
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2013
Census Tract	100302

Owner

The current owner of 195 Railside Dr bought it in May 2007.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	195 RAILSIDE DR, COVINGTON, GA 30014-7639
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2007 · Amount on File
Deed Sale	May 2, 2007 · Amount on File
Deed Document Number	0002428256
Deed Book / Page	2428 / 256
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 RAILSIDE DR, COVINGTON, GA 30014-7639
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RAILSIDE DR, COVINGTON, GA 30014-7639

Mortgage

Document Number	0047780000000231
Date	Nov 10, 2025
Book Page	0000004778/0000000231

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 RAILSIDE DR, COVINGTON, GA 30014-7639
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RAILSIDE DR, COVINGTON, GA 30014-7639

Mortgage

Document Number	0044480000000270
Date	Oct 25, 2022
Book Page	0000004448/0000000270
Instrument	017462

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 195 Railside Dr was $2,834 with a homeowner's exemption, up 2.7% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+2.72%) Homeowner's exemption	$117,280 (+6.66%) Land $15,200 Building $102,080	$293,200 (+6.66%) Land $38,000 Building $255,200
2024	$2,759.00 Homeowner's exemption	$109,960 (+9.26%) Land $15,200 Building $94,760	$274,900 (+9.26%) Land $38,000 Building $236,900
2023		$100,640 Land $6,400 Building $94,240	$251,600 Land $16,000 Building $235,600
2022	$2,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Railside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Railside Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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