Essex County property record for 195 Pine Tree Rd, Center Cross, VA 22437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1979 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2008) |
| Tax Bill | $920 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-B-7-8A |
| Primary APN | 54-B-7-8A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,091 sqft (0.576 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Screened Porch |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3773 |
|---|---|
| Street Address | 195 PINE TREE RD |
| City | CENTER CROSS |
| State | VA |
| Zip | 22437-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | RIVER OAKS LOT 8A |
| Legal Lot Number | 8A |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | SOUTH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950800 |
195 Pine Tree Rd is owned and occupied by two individuals who bought it in May 2008.
Source: Essex County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 PINE TREE RD, CENTER CROSS, VA 22437-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2008 · Amount on File |
| Deed Sale | May 6, 2008 · Amount on File |
| Deed Book / Page | 800 / 968 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Pine Tree Rd was $920.
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920.00 | $167,300 (-) Land $32,500 Building $134,800 | $167,300 (-) Land $32,500 Building $134,800 |
| 2025 | $920.00 | $167,300 Land $32,500 Building $134,800 | $167,300 Land $32,500 Building $134,800 |
| 2023 | $945.00 | $129,586 Land $32,486 Building $97,100 | $129,586 Land $32,486 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Pine Tree Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2003–2020) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Pine Tree Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VA AMERICAN SOUTH HILL BANKS private · serves 183 people · EPA ID VA4057750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 25 / 5 |
4G LTE (outdoors only), no 5G reported
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