195 Pine Cv, Topping, VA 23169 Property Records

Middlesex County property record for 195 Pine Cv, Topping, VA 23169 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	832 sqft Living Area
Lot Size	16,117 sqft (0.37 acres)
Last Sale	$390,000 (2023)
Tax Bill	$1,430.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`29A 8 8`
Alternative APN	`6948`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	832 sqft Living Area
Gross Area	2,568 sqft Gross Area
1st Floor	832 sqft 1st Floor
Basement Area	364 sqft Basement
Unfinished Basement	364 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1977
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,117 sqft (0.37 acres)

Exterior Amenities

Deck Area	156 sqft Deck
Porch	1 Porch
Porch Area	364 sqft Porch
Boat Lift	Boat Lift
Boat House	312 sqft Boat House
Storage Building	64 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	6948
Street Address	195 PINE CV
City	TOPPING
State	VA
Zip	23169
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MEACHIM CREEK LOT 8 .37 ACRES WB9-4 D15-1419 S55-8 D23-742
Legal Subdivision	MEACHIM CREEK
Legal Lot Number	8
Jurisdiction	MIDDLESEX VA
Minor Civil Division	SALUDA
Census Blockgroup	1
Census Block	1003
Census Tract	951100

Owner

Source: Middlesex County records · APN 29A 8 8

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2905 PATRIOTS LANDING DR, QUINTON, VA 23141-1647
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2023 · Amount on Record
Deed Sale	May 09, 2023 · Amount on Record
Deed Doc Number	2023742
Record Refreshed	Sep 20, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 09, 2023
Property Address	195 PINE CV, TOPPING, VA 23169
Document Number	0230000742
Instrument Date	May 02, 2023
Instrument	230000742
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 PATRIOTS LANDING DR, QUINTON, VA 23141-1647

Mortgage

Document Number	0230000743
Date	May 09, 2023
Instrument	230000743

Lender

Name	VILLAGE BANK MORTGAGE CORPORATION

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2030
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,430.00	$234,500 (-) Land $122,000 Building $112,500	$234,500 (-) Land $122,000 Building $112,500
2025	$1,430.00 (+2.07%)	$234,500 (+2.09%) Land $122,000 Building $112,500	$234,500 (+2.09%) Land $122,000 Building $112,500
2023	$1,401.00	$229,700 Land $122,000 Building $107,700	$229,700 Land $122,000 Building $107,700

Flood & Wildfire

195 Pine Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (51119C), updated November 25, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 3rd in Virginia
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.