St. Johns County property record for 195 Phoenetia Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,208 sqft · built 1973 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Apr 2024) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270123-0170 |
| Primary APN | 270123-0170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 375 sqft |
| Deck Area | 75 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 195 PHOENETIA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 11/76-80 ST AUGUSTINE SHORES UNIT ONE REPLAT LOT 17 BLK 23 OR5925/1908 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT ONE REPLAT |
| Legal Block | 23 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Nov 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 202424800 |
| Deed Book / Page | 5925 / 1908 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 3, 2024 |
| Property Address | 195 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7333 |
| Document Number | 0059251908 |
| Book / Page | 5925 / 1908 |
| Map Reference | MB 11 PG 76 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024024800 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | COWFORD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 S WHITNEY ST, ST AUGUSTINE, FL 32084-0373 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 195 PHOENETIA DR, ST AUGUSTINE, FL 32086-7333 |
| Document Number | 0059251910 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 5925/1910 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 195 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7333 |
| Document Number | 0050940598 |
| Book / Page | 5094 / 598 |
| Map Reference | MB 11 PG 76-80 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020101009 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 N KENTUCKY AVE, 184, MASSAPEQUA, NY 11758-1112 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 MADEORE ST, SAINT AUGUSTINE, FL 32084-8738 |
| Document Number | 5094600 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 5094/600 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Nov 1, 2033 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,496 (-3.98%) Land $80,269 Building $148,227 | $228,496 (-3.98%) Land $80,269 Building $148,227 | |
| 2025 | $3,017.00 (+59.8%) Homeowner's exemption | $237,975 (+26.06%) | $237,975 (+9.33%) Land $75,758 Building $162,217 |
| 2024 | $1,888.00 (+4.02%) | ||
| 2023 | $1,815.00 (+7.4%) Homeowner's exemption Senior Citizen's exemption | $188,774 (+6.25%) | $217,674 (+8.77%) Land $75,758 Building $141,916 |
| 2022 | $1,690.00 Homeowner's exemption Senior Citizen's exemption | $177,674 | $200,131 Land $49,024 Building $151,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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