Watauga County property record for 195 Phillips Branch Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,143 sqft · built 2001 |
| Lot Size | 101 acres (4,412,192 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1972-03-4884-000 |
| Primary APN | 1972-03-4884-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,143 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 4,412,192 sqft (101 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1423961 |
|---|---|
| Street Address | 195 PHILLIPS BRANCH RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 920200 |
195 Phillips Branch Rd is owned and occupied by two individuals.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 PHILLIPS BRANCH RD, VILAS, NC 28692-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 195 PHILLIPS BRANCH RD, VILAS, NC 28692-9436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0022300347 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 2230/347 |
| Instrument | 712909 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 195 Phillips Branch Rd was $2,498.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,724,300 (-) Land $1,168,700 Building $555,600 | ||
| 2025 | $2,498.00 | $1,724,300 Land $1,168,700 Building $555,600 | |
| 2024 | $1,724,300 Land $1,168,700 Building $555,600 | ||
| 2023 | $1,724,300 Land $1,168,700 Building $555,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Phillips Branch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Phillips Branch Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
May also be available: Spectrum, T-Mobile.
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