195 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 195 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,258 sqft · built 1910
Lot Size0.066 acres (2,880 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (May 2021)
Tax Bill$2,862 (2026)
Deeds & MortgagesMay 2021 Sale
APN212801 119.52-4-29

Property Details

APN / Parcel Number

Primary APN212801 119.52-4-29
Alternative APNs
  • 280111905200040290000000
  • 198629

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,258 sqft Living Area
1st Floor Area701 sqft
2nd Floor Area557 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,880 sqft (0.066 acres)
Lot Dimensions72 ft deep x 40 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchSlab
Porch Area172 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number198629
Street Address195 OTSEGO ST
CityILION
StateNY
Zip13357-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description195 OTSEGO ST E R1 1G
Legal Block4
Legal Lot Number29.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group2
Census Block2011
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 OTSEGO ST, ILION, NY 13357-2243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleJun 2, 2016 · Amount on Record
Deed Document Number20212571
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateMay 14, 2021
Property Address195 OTSEGO ST, ILION, NY 13357-2243
Document Number20212571
Instrument DateMay 13, 2021
Instrument2021-2571
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 OTSEGO ST, ILION, NY 13357-2243
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,862.00 (+2.91%) Veteran's exemption
2025$2,781.00 (+3.46%)$43,400 (-) Land $6,000 Building $37,400$81,273 (+3%) Land $11,236 Building $70,037
2023$43,400 Land $6,000 Building $37,400$78,909 Land $10,909 Building $68,000
2020$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2013)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Otsego St

Nearby Streets

Search Property Records by Address or Parcel Number