195 Ocean Key Way, Jupiter, FL 33477 Property Records

Palm Beach County property record for 195 Ocean Key Way, Jupiter, FL 33477

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,236 sqft · built 2003
Lot Size	0.095 acres (4,151 sqft)
Owner	Individual Name on Record
Last Sale	$1,123,800 (Apr 2021)
Tax Bill	$20,595 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-43-41-08-23-000-0030`

Property Details

APN / Parcel Number

Primary APN	`30-43-41-08-23-000-0030`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	1,166 sqft
Upper Floors Area	1,088 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	4,151 sqft (0.095 acres)
Lot Dimensions	83 ft deep x 50 ft wide
Garage Area	484 sqft
Porch	Porch
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	195 OCEAN KEY WAY
City	JUPITER
State	FL
Zip	33477-7359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JUPITER KEY LT 3
Legal Range	43E
Legal Township	41S
Legal Section	08
Legal Subdivision	JUPITER KEY
Legal Lot Number	3
Jurisdiction	PALM BEACH FL
Township / Civil Division	JUPITER
Census Block Group	1
Census Block	1004
Census Tract	408

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 15, 2018	Warranty Deed, Transfer ASSURED TITLE
Feb 12, 2018	Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20210176999
Deed Book / Page	32399 / 1452
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 20, 2021
Property Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359
Document Number	0323991452
Book / Page	32399 / 1452
Map Reference	MB 68 PG 96
Instrument Date	Apr 12, 2021
Instrument	20210176999
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,866.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6461 PEMBROKE WAY, 6461, NAPLES, FL 34113-8168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359

Mortgage

Document Number	323991455
Date	Apr 20, 2021
Instrument	32399/1455

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 15, 2018
Property Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359
Document Number	0300601217
Book / Page	030060 / 001217
Instrument Date	Aug 13, 2018
Instrument	316679
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ASSURED TITLE

Transaction

Amount	Amount Recorded
Tax	$7,364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11337 LIBERTY ST FULTON MD 207592511, FULTON, MD 20759-2511

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 12, 2018
Property Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359
Document Number	0296450249
Book / Page	29645 / 0249
Map Reference	MB68 PG96
Instrument Date	Feb 1, 2017
Instrument	20180054315
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 AUGUSTA POINTE DR, 924, PALM BEACH GARDENS, FL 33418-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	195 OCEAN KEY WAY, JUPITER, FL 33477-7359

Mortgage

Document Number	20180054316
Date	Feb 12, 2018
Instrument	20180054316

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.54%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.54%
Index	1-Year LIBOR
Max Rate	8.54%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Jupiter Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,595.00 (+4.66%) Homeowner's exemption	$1,234,094 (+5.99%)	$1,839,729 (+11.49%) Land $1,116,165 Building $723,564
2023	$19,678.00 (+15.33%) Homeowner's exemption	$1,164,383 (+18.64%)	$1,650,148 (+68.13%) Land $1,080,165 Building $569,983
2022	$17,063.00 Homeowner's exemption	$981,460 Land $660,150 Building $321,310	$981,460 Land $660,150 Building $321,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	590 units insured incl. 432 condo units
Nearby Flood Claims	41 (1979–2016)
Claims Outside the SFHA	14 of 41
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 11 claims Hurricane Irene, Oct 1999 · 6 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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