Delta County property record for 195 NW 5th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 870 sqft · built 1933 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002800 |
| Primary APN | R002800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 870 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002800 |
|---|---|
| Street Address | 195 NW 5TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 195 NW 5TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CURTIS-COWELL SUBDIVISION BLOCK: 4 LOT: 20 AND:- LOT: 21 TOTAL AC 0.1+- LOTS 20 & 21 BLK 4 CURTIS-COWELL SUB. SEC 20 T13S R94W 6PM BK 432 PG 537 (R-333683) BK 319 PG 313 BK 498 PG 473 (R- |
| Legal Subdivision | CURTIS-COWELL SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Mar 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 7, 2017 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Prior Sale | Mar 2, 2018 · Amount on Record |
| Deed Document Number | 2019711967 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 1, 2019 |
| Property Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Document Number | 0000711967 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 711967 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Document Number | 0000711968 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 711968 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 2, 2018 |
| Property Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Document Number | 0000701821 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 701821 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Document Number | 0000701822 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 701822 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 7, 2017 |
| Property Address | 195 NW 5TH ST, CEDAREDGE, CO 81413-3602 |
| Document Number | 0000695759 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 695759 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1672 S GRAND MESA DR, CEDAREDGE, CO 81413-8216 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 (+75.63%) | $13,151 (+73.13%) Land $2,813 Building $10,338 | $210,402 (+85.6%) Land $45,000 Building $165,402 |
| 2024 | $517.00 (+4.02%) | $7,596 (-) Land $1,805 Building $5,791 | |
| 2023 | $497.00 (-16.89%) | $7,596 (-15.01%) Land $1,805 Building $5,791 | $113,365 (-11.84%) Land $26,933 Building $86,432 |
| 2022 | $598.00 | $8,938 Land $2,016 Building $6,922 | $128,593 Land $29,000 Building $99,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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