Delta County property record for 195 NW 2nd St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,529 sqft · built 1917 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Dec 2019) |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002769 |
| Primary APN | R002769 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,529 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002769 |
|---|---|
| Street Address | 195 NW 2ND ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 195 NW 2ND ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: PLAT A CEDAREDGE BLOCK: 1 LOT: 29 AND:- LOT: 30 THRU:- LOT: 32 W97 OF LOTS TOTAL AC 0.22+- W97 OF LOTS 29 THRU 32 BLK 1 PLAT A /CED SEC 20 T13S R94W 6PM LESS TH E8 OFABOVE LTS BK 438 PG 1 |
| Legal Subdivision | PLAT A CEDAREDGE |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF COLORADO |
| Mar 13, 2020 | Intrafamily Transfer, Transfer |
| Dec 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Prior Sale | Jun 1, 2012 · Amount on Record |
| Deed Document Number | 2019715675 |
| Last Transfer Date | Oct 4, 2021 |
| Transfer Doc | 0000733439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 12, 2021 |
| Property Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Document Number | 0000733439 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 733439 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Document Number | 0000733440 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 733440 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 13, 2020 |
| Property Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Document Number | 0000717604 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 717604 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 13, 2019 |
| Property Address | 195 NW 2ND ST, CEDAREDGE, CO 81413-4303 |
| Document Number | 0000715675 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 715675 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1935 NW 2ND STREET, CEDAREDGE, CO 81413 |
| Document Number | 0000715676 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 715676 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (+11.52%) | $24,400 (+10.01%) Land $2,813 Building $21,587 | $390,392 (+17.93%) Land $45,000 Building $345,392 |
| 2024 | $1,511.00 (+4.06%) | $22,180 (-) Land $2,298 Building $19,882 | |
| 2023 | $1,452.00 (+17.1%) | $22,180 (+19.74%) Land $2,298 Building $19,882 | $331,040 (+24.21%) Land $34,301 Building $296,739 |
| 2022 | $1,240.00 | $18,523 Land $2,016 Building $16,507 | $266,507 Land $29,000 Building $237,507 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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