Norfolk County and Dedham Town property record for 195 Needham St, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,486 sqft · built 1973 |
| Lot Size | 0.326 acres (14,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2001) |
| Tax Bill | $10,405 (2025) |
| Deeds & Mortgages | May 2022 Refinance Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0012 L:031A |
| Primary APN | DEDH M:0012 L:031A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,486 sqft |
| Basement Area | 1,156 sqft |
| Unfinished Basement | 337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,199 sqft (0.326 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 195 NEEDHAM ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Lot Number | 31A |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 402101 |
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 NEEDHAM ST, DEDHAM, MA 02026-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 2, 2001 · Amount on Record |
| Deed Sale | Jul 2, 2001 · Amount on Record |
| Last Transfer Date | Apr 3, 2022 |
| Transfer Doc | 0001502807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | May 9, 2022 |
| Property Address | 195 NEEDHAM ST, DEDHAM, MA 02026-7007 |
| Document Number | 0001502807 |
| Instrument Date | Apr 3, 2022 |
| Instrument | 1502807 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 NEEDHAM ST, DEDHAM, MA 02026-7007 |
| Document Number | 0001502808 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 1502808 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 195 NEEDHAM ST, DEDHAM, MA 02026-7007 |
| Document Number | 0001373885 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001373885 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 1373885 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 2, 2032 |
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,405.00 (+3.13%) | $824,500 (+2.16%) Land $380,400 Building $444,100 | $797,050 (+2.66%) |
| 2024 | $10,089.00 (+4.82%) | $807,100 (+7.67%) Land $350,100 Building $457,000 | $776,435 |
| 2023 | $9,625.00 | $749,600 Land $324,900 Building $424,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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