Delta County property record for 195 NE 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,456 sqft · built 1979 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,500 (Oct 2018) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002843 |
| Primary APN | R002843 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,456 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Single |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R002843 |
|---|---|
| Street Address | 195 NE 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 195 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 1 LOT: 4 TOTAL AC 0.36+-PT BLK 1 CEDAREDGE ESTATES SUBD AMD CDG SEC 20 T13S R94W 6PM PT BLK 1 BEG WH NW COR BRS N10*36 E120.23 TH S84* E84.06 TH S7*0219 W |
| Legal Subdivision | CEDAREDGE ESTATES AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965201 |
195 NE 4th St is owned and occupied by two individuals who acquired it in May 2025.
Source: Delta County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 NE 4TH ST, CEDAREDGE, CO 81413-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Oct 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 10, 2018 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on File |
| Deed Sale | Oct 12, 2018 · Amount on File |
| Prior Sale | Feb 10, 2009 · Amount on File |
| Deed Document Number | 2018706564 |
| Last Transfer Date | May 30, 2025 |
| Transfer Doc | 0000760812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 24, 2026 |
| Property Address | 195 NE 4TH ST, CEDAREDGE, CO 81413-3301 |
| Document Number | 0000770297 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026770297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 195 NE 4TH ST, CEDAREDGE, CO 81413-3301 |
| Document Number | 0000770297, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 2026770297 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 12, 2018 |
| Property Address | 195 NE 4TH ST, CEDAREDGE, CO 81413-3301 |
| Document Number | 0000706564 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 706564 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 38 SZYMANSKI DR, SPOTSWOOD, NJ 08884-1070 |
| Document Number | 0000706565 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 706565 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 10, 2018 |
| Property Address | 195 NE 4TH ST, CEDAREDGE, CO 81413-3301 |
| Document Number | 0000700763 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 700763 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 NE 4TH ST, 195, CEDAREDGE, CO 81413-3301 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1764 6438 DR, MONTROSE, CO 81403-8902 |
The 2025 property tax bill for 195 NE 4th St was $1,483, up 9.4% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (+9.45%) | $21,478 (+7.97%) Land $3,688 Building $17,790 | $343,643 Land $59,000 Building $284,643 |
| 2024 | $1,355.00 (+4.07%) | $19,893 (-) Land $3,957 Building $15,936 | |
| 2023 | $1,302.00 (+16.15%) | $19,893 (+18.8%) Land $3,957 Building $15,936 | $296,907 (+23.23%) Land $59,060 Building $237,847 |
| 2022 | $1,121.00 | $16,745 Land $3,128 Building $13,617 | $240,932 Land $45,000 Building $195,932 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 195 NE 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 NE 4th St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures