195 N Mapleleaf Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 195 N Mapleleaf Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2024)
Tax Bill	$865 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-005-024-00`

Property Details

APN / Parcel Number

Primary APN	`008-005-024-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 N MAPLELEAF RD
City	LAPEER
State	MI
Zip	48446-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 5 T7N R9E THE S 100 FT OF E 200 FT OF S 1/2 OF E 1/2 OF N 1/2 OF NE 1/4 OF SW 1/4 .459A
Legal Range	09E
Legal Township	07N
Legal Section	05
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1007
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-005-024-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2026	Deed of Trust, Mortgage · USDA Mortgage CASON HOME LOANS
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Mar 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Book / Page	3417 / 892
Prior Transfer Date	Feb 25, 2009
Prior Transfer Doc	0023710875
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003

Mortgage

Document Number	0034970831
Date	Jan 09, 2026
Book Page	3497/831

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	10 SE CENTRAL PKWY STE 325, STUART, FL 34994

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 25, 2020
Property Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003
Document Number	0031500741
Book / Page	3150 / 741
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8531 PERRY RD, 8531, ATLAS, MI 48411-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003

Mortgage

Document Number	3150743
Date	Nov 25, 2020
Instrument	3150/743

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 21, 2017
Property Address	195 N MAPLELEAF RD, LAPEER, MI 48446-8003
Document Number	0028830558
Book / Page	002883 / 000558
Instrument Date	Mar 14, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	816 FARMERS CREEK RD METAMORA MI 48455, METAMORA, MI 48455

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,200 (+8.48%)	$84,400 (+8.48%)
2025	$865.00 (+9.49%) Homeowner's exemption	$38,900 (+8.06%)	$77,800 (+8.06%)
2024	$790.00 (+12.22%)
2023		$36,000	$72,000
2022	$704.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), as of May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 28 locations within half a mile of this property.

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