Lincoln County property record for 195 N Davis Ln, Otis, OR 97368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1975 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,000 (Sep 2024) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061025CD0220100 |
| Primary APN | 061025CD0220100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,500 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 168,142 sqft (3.86 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 268 sqft |
| Deck Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | R294455 |
|---|---|
| Street Address | 195 N DAVIS LN |
| City | OTIS |
| State | OR |
| Zip | 97368-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,RC |
| Legal Description | SALMON RAPIDS HIDEOUT NO. 2, BLOCK A1, LOT 8,PTN OF, DOC202406497 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | SALMON RAPIDS HIDEOUT NO. 2 |
| Legal Block | A1 |
| Legal Lot Number | 8 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | LINCOLN CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950100 |
Source: Lincoln County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 N DAVIS LN, OTIS, OR 97368-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 14, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROGER A KNOX TRUST |
| Jan 21, 2020 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Apr 22, 2022 | Transfer on Death Deed, Transfer |
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Dec 9, 2005 · Amount on Record |
| Deed Document Number | 20246497 |
| Prior Transfer Date | Jan 30, 2024 |
| Prior Transfer Doc | 0000000937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|---|
| Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Document Number | 0000013972 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-13972 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PROSPER, TX 75078 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 754 Months |
| Due | Sep 6, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.61% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Feb 14, 2024 |
| Property Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Document Number | 0000000937 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024-00937 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | WESTERN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 102, TIDEWATER, OR 97390-0102 |
| Document Number | 0000000938 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024-00938 |
| Name | ROGER A KNOX TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 14, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000598 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-00598 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.04% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Apr 22, 2022 |
| Property Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Document Number | 0000004213 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-04213 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1664 SILETZ HWY, LINCOLN CITY, OR 97367-9767 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 195 N DAVIS LN, OTIS, OR 97368 |
| Document Number | 0000000599 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 195 N DAVIS LN OTIS OR 97368, OTIS, OR 97368 |
| Document Number | 0000000599 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 599 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 768 Months |
| Due | Jan 20, 2084 |
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+2.46%) | $170,050 (+3%) | $369,920 (+2.13%) Land $163,890 Building $206,030 |
| 2024 | $2,116.00 (+3.17%) | $165,100 (+2.99%) | $362,190 (-11.6%) Land $147,030 Building $215,160 |
| 2023 | $2,051.00 (+2.91%) | $160,300 (+2.99%) | $409,700 (+25.95%) Land $154,600 Building $255,100 |
| 2022 | $1,993.00 | $155,640 | $325,300 Land $130,460 Building $194,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 10 (1996–1999) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 1999 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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