195 Monaghan Ct, Selma, NC 27576 Property Records

Johnston County property record for 195 Monaghan Ct, Selma, NC 27576

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,872 sqft · built 2021
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2026)
Tax Bill	$2,821 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11M07018O`

Property Details

APN / Parcel Number

Primary APN	`11M07018O`
Alternative APN	`2000114128`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,964 sqft
Attic	Attic
Attic Area	908 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000114128
Street Address	195 MONAGHAN CT
City	SELMA
State	NC
Zip	27576-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 12 LYNCHFORD POINTE PH 1 91/90-91
Legal Subdivision	LYNCHFORD POINTE SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	12
Jurisdiction	JOHNSTON NC
Township / Civil Division	O'NEALS
Census Block Group	4
Census Block	4003
Census Tract	40206

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 MONAGHAN CT, SELMA, NC 27576-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	202620587
Deed Book / Page	7138 / 719
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 25, 2026
Property Address	195 MONAGHAN CT, SELMA, NC 27576-5528
Document Number	0000020587
Book / Page	7138 / 719
Instrument Date	Jun 22, 2026
Instrument	202620587
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MONAGHAN CT, SELMA, NC 27576-5528

Mortgage

Document Number	0000020588,
Date	Jun 25, 2026
Book Page	7138/721
Instrument	202620588

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	195 MONAGHAN CT, SELMA, NC 27576-5528
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 VERON CT, WILLOW SPRING, NC 27592-6537

Mortgage

Document Number	0000804456
Date	Apr 6, 2022
Book Page	6228/918
Instrument	2022804456

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2027

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,821.00 (-1.57%)	$451,420 (-) Land $60,000 Building $391,420	$451,420 (-) Land $60,000 Building $391,420
2025	$2,866.00 (+16.65%)	$451,420 (+48.79%) Land $60,000 Building $391,420	$451,420 (+48.79%) Land $60,000 Building $391,420
2023	$2,457.00	$303,390 Land $45,000 Building $258,390	$303,390 Land $45,000 Building $258,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO CREEK S/D private · serves 721 people · EPA ID NC0351189
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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