195 Milton Dr, Covington, GA 30016 Property Records

Newton County property record for 195 Milton Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,916 sqft · built 2016
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$156,120 (Jun 2017)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0012E-00000-181-000`

Property Details

APN / Parcel Number

Primary APN	`0012E-00000-181-000`
Alternative APNs	`0012E 181` `4811`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,916 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4811
Street Address	195 MILTON DR
City	COVINGTON
State	GA
Zip	30016-0989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	LT181 RESERVE @ LAKEWOOD
Legal Subdivision	RESERVES AT LAKEWOOD EST
Legal Lot Number	181
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2000
Census Tract	100504

Owner

195 Milton Dr is owned and occupied by an individual who bought it in June 2017.

Source: Newton County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	195 MILTON DR, COVINGTON, GA 30016-0989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jul 7, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	20172337
Deed Book / Page	3583 / 392
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Aug 27, 2026
Property Address	195 MILTON DR, COVINGTON, GA 30016-0989
Document Number	4860000895
Book / Page	4860 / 895
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MILTON DR, COVINGTON, GA 30016-0989

Mortgage

Document Number	4860000895,
Date	Aug 27, 2026
Book Page	4860/895

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 MILTON DR, COVINGTON, GA 30016-0989
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MILTON DR

Mortgage

Document Number	0045330000000414
Date	Jul 28, 2023
Book Page	0000004533/0000000414

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 MILTON DR, COVINGTON, GA 30016-0989
Document Number	0039430150
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	195 MILTON DR COVINGTON GA 300160989, COVINGTON, GA 30016-0989

Mortgage

Document Number	0039430150
Date	Jan 2, 2020
Book Page	003943/000150
Instrument	25

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 7, 2017
Property Address	195 MILTON DR, COVINGTON, GA 30016-0989
Document Number	0035830392
Book / Page	003583 / 000392
Instrument Date	Jun 30, 2017
Instrument	7584
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MILTON DR COVINGTON GA 300160989, COVINGTON, GA 30016-0989

Mortgage

Document Number	35830393
Date	Jul 7, 2017
Book Page	003583/000393
Instrument	7585

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 195 Milton Dr was $2,788 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 Homeowner's exemption	$114,040 Land $14,000 Building $100,040	$285,100 Land $35,000 Building $250,100
2023		$97,560 Land $4,800 Building $92,760	$243,900 Land $12,000 Building $231,900
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Milton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Milton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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