195 Millbrook Rd, Hardwick (Blairstown), NJ 07825 Property Records

Warren County and Hardwick Township property record for 195 Millbrook Rd, Hardwick, NJ 07825

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,303 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00202-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`09-00202-0000-00003-02`
Alternative APNs	`09002020000000030002` `00000949` `850`

Interior

Stories	1 Story
Building Area	2,303 sqft Gross Area
1st Floor Area	2,303 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	87,120 sqft

Location & Zoning

Account Number	850
Street Address	195 MILLBROOK RD
City	HARDWICK
State	NJ
Zip	07825-9657
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	LD
Legal Description	FACILITY NAME: DISABLED VET
Legal Block	202
Legal Lot Number	3.2
Jurisdiction	WARREN NJ
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1026
Census Tract	31102

Owner

195 Millbrook Rd is owned by two individuals.

Source: Warren County and Hardwick Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 MILLBROOK RD, HARDWICK, NJ 07825-9657
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Apr 15, 2026
Property Address	195 MILLBROOK RD, HARDWICK, NJ 07825-9657
Document Number	0000635410
Book / Page	7888 / 222
Instrument Date	Apr 8, 2026
Instrument	2026635410
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MILLBROOK RD, HARDWICK, NJ 07825-9657

Mortgage

Document Number	0000635410,
Date	Apr 15, 2026
Book Page	7888/222
Instrument	2026635410

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Hardwick Township
Elementary School District	Blairstown Township School District (KG - 06)
Secondary School District	North Warren Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$248,600 (-) Land $54,000 Building $194,600	$248,600 (-) Land $54,000 Building $194,600
2025	$248,600 Land $54,000 Building $194,600	$248,600 Land $54,000 Building $194,600
2023	$248,600 Land $54,000 Building $194,600	$248,600 Land $54,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Millbrook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Millbrook Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 63% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

No cell data coverage reported

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