Middlesex County and Chelmsford Town property record for 195 Mill Rd, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,275 sqft · built 1982 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,311 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0106 B:0420 L:1 |
| Primary APN | CHEL M:0106 B:0420 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 5,226 sqft |
| 1st Floor Area | 1,466 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6426 |
|---|---|
| Street Address | 195 MILL RD |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 420 |
| Legal Lot Number | 1 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 317103 |
Source: Middlesex County and Chelmsford Town records · APN CHEL M:0106 B:0420 L:1
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 MILL RD, CHELMSFORD, MA 01824-4863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 03, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 07, 2017 | Deed of Trust, Mortgage RTN FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 03, 2025 |
| Transfer Doc | 039711-218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Dec 03, 2025 |
| Property Address | 195 MILL RD, CHELMSFORD, MA 01824-4863 |
| Document Number | 039711-218 |
| Book / Page | 39711 / 218 |
| Instrument Date | Dec 03, 2025 |
| Instrument | 39001 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 MILL RD, CHELMSFORD, MA 01824-4863 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 195 MILL RD, CHELMSFORD, MA 01824-4863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31449-91 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | 31449/91 |
| Instrument | 39746 |
| Name | RTN FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 01, 2032 |
Source: Middlesex County and Chelmsford Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,311.00 (+0.5%) | $597,900 (-1.53%) Land $317,300 Building $280,600 | $783,655 (+4.5%) |
| 2024 | $8,270.00 (+5.11%) | $607,200 (+10.9%) Land $317,300 Building $289,900 | $749,930 |
| 2023 | $7,868.00 | $547,500 Land $319,800 Building $227,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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