195 Michael Cir, Prescott, AZ 86301 Property Records

Yavapai County property record for 195 Michael Cir, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$682,000 (Jun 2025)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-03-128`

Property Details

APN / Parcel Number

Primary APN	`105-03-128`
Alternative APNs	`1050312805` `105031285`

Interior

Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	105031285
Street Address	195 MICHAEL CIR
City	PRESCOTT
State	AZ
Zip	86301-5477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESCOTT HIGHLANDS UNIT II LOT 45 SEC 22-14-2W
Legal Range	02W
Legal Township	14
Legal Section	22
Legal Subdivision	PRESCOTT HIGHLANDS
Legal Lot Number	45
Legal Unit	II
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	2
Census Block	2014
Census Tract	407

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Nov 7, 2022	Intrafamily Transfer, Transfer
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	202523043
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0000065370
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 4, 2025
Property Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477
Document Number	0000023043
Map Reference	MB 3665 PG 109
Instrument Date	May 30, 2025
Instrument	2025-0023043
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477

Mortgage

Document Number	0000023044
Date	Jun 4, 2025
Instrument	2025-0023044

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 7, 2022
Property Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477
Document Number	0000065370
Map Reference	MB 38 PG 49
Instrument Date	Oct 13, 2022
Instrument	2022-0065370
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 9, 2022
Property Address	195 MICHAEL CIR, PRESCOTT, AZ 86301-5477
Document Number	0000035775
Map Reference	MB 38 PG 49
Instrument Date	Jun 1, 2022
Instrument	2022-0035775
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10606 W THIMBLEBERRY DR, 10606, STAR, ID 83669-6280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62244 BYRAM RD, BEND, OR 97701-9349

Mortgage

Document Number	0000035776
Date	Jun 9, 2022
Instrument	2022-0035776

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$51,988 (+2.09%)	$519,878 (+2.09%) Land $86,703 Building $433,175
2026		$50,925 (+1.12%)	$509,254 (+1.12%) Land $91,623 Building $417,631
2025	$1,751.00 (-15.98%)	$50,360 Land $8,081 Building $42,279	$503,597 Land $80,807 Building $422,790
2024	$2,084.00 (+27.07%)
2022	$1,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks, MTE Communications.

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