Worcester County and Leominster City property record for 195 Mechanic St, Leominster, MA 01453
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 4 ba · 2,958 sqft · built 1900 |
| Lot Size | 0.172 acres (7,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Aug 2018) |
| Tax Bill | $7,483 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEOM M:0047 B:0035 L:0000 |
| Primary APN | LEOM M:0047 B:0035 L:0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 2,958 sqft Living Area |
| Gross Area | 4,938 sqft |
| Basement Area | 1,154 sqft |
| Unfinished Basement | 1,154 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 7,479 sqft (0.172 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 1006 |
|---|---|
| Street Address | 195 MECHANIC ST |
| City | LEOMINSTER |
| State | MA |
| Zip | 01453-5726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RC |
| Legal Block | 35 |
| Jurisdiction | LEOMINSTER MA |
| Township / Civil Division | LEOMINSTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 709400 |
195 Mechanic St, a residential property, is owned by an individual who bought it in August 2018.
Source: Worcester County and Leominster City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 WINNECOWETT SHRS, ASHBURNHAM, MA 01430-1146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Aug 21, 2018 | Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Prior Sale | Sep 12, 1994 · Amount on File |
| Deed Book / Page | 9146 / 246 |
| Transfer Doc | 009146-246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 195 MECHANIC ST, LEOMINSTER, MA 01453-5726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010017-344 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 10017/344 |
| Instrument | 13636 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 195 MECHANIC ST, LEOMINSTER, MA 01453-5726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010399-82 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 10399/82 |
| Instrument | 14767 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 195 MECHANIC ST, LEOMINSTER, MA 01453-5726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010571-75 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 10571/75 |
| Instrument | 7148 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 195 MECHANIC ST, LEOMINSTER, MA 01453-5726 |
| Document Number | 9333-322 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 MECHANIC ST LEOMINSTER MA 014535726, LEOMINSTER, MA 01453-5726 |
| Document Number | 9333-322 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 009333/000322 |
| Instrument | 8427 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | Aug 21, 2018 |
| Property Address | 195 MECHANIC ST, LEOMINSTER, MA 01453-5726 |
| Document Number | 9146-246 |
| Book / Page | 009146 / 000246 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 14362 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WINNECOWETT SHRS ASHBURNHAM MA 014301146, ASHBURNHAM, MA 01430-1146 |
| Document Number | 9146-249 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 009146/000249 |
| Instrument | 14363 |
| Name | ROSS MTG CO INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2048 |
The 2026 property tax bill for 195 Mechanic St was $7,483, up 3.2% from the year before.
Source: Worcester County and Leominster City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Leominster City |
| Unified School District | Leominster School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,483.00 (+3.19%) | $547,800 (+5.98%) Land $117,500 Building $430,300 |
| 2025 | $7,252.00 (+7.39%) | $516,900 (+11.07%) Land $115,200 Building $401,700 |
| 2024 | $6,753.00 (+0.13%) | $465,400 (+7.24%) Land $109,700 Building $355,700 |
| 2023 | $6,744.00 | $434,000 Land $95,400 Building $338,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 195 Mechanic St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Mechanic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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