195 McCraw Trl, Gaffney, SC 29341 Property Records

Cherokee County property record for 195 McCraw Trl, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 1996
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,900 (Aug 2026)
Tax Bill	$761 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015658-23-3`

Property Details

APN / Parcel Number

Primary APN	`015658-23-3`
Alternative APNs	`0230000001002 00243196` `023-00-00-001.002` `015653223`

Interior

Stories	1 Story
Building Area	1,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Lot Area	283,140 sqft (6.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	195 MCCRAW TRL
City	GAFFNEY
State	SC
Zip	29341-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	195 MCCRAW TRL FM TINA $5/ 5 ACRE RIO 1.50 RV IT IS SUBJECT TO RLLBK IF CHANGED
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1039
Census Tract	970101

Owner

Source: Cherokee County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 MCCRAW TRL, GAFFNEY, SC 29341-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 27, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Apr 9, 2014
Deed Document Number	20264572
Deed Book / Page	202 / 923
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 12, 2026
Property Address	195 MCCRAW TRL, GAFFNEY, SC 29341-5409
Document Number	0000004572
Book / Page	202 / 923
Instrument Date	Aug 11, 2026
Instrument	20264572
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,647.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MCCRAW TRL, GAFFNEY, SC 29341-5409

Mortgage

Document Number	0000004573,
Date	Aug 12, 2026
Instrument	20264573

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	195 MCCRAW TRL, GAFFNEY, SC 29341-5409
Document Number	0001001014
Book / Page	000100 / 001014
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MCCRAW TRL GAFFNEY SC 293415409, GAFFNEY, SC 29341-5409

Mortgage

Document Number	0001001014
Date	Jan 11, 2018
Book Page	000100/001014
Instrument	168

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	195 MCCRAW TRL, GAFFNEY, SC 29341-5409
Document Number	0001111506
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MCCRAW TRL GAFFNEY SC 293415409, GAFFNEY, SC 29341-5409

Mortgage

Document Number	0001111506
Date	Apr 10, 2019
Book Page	000111/001506
Instrument	1655

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2039

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$761.00 (+12.41%) Homeowner's exemption	$4,830 (-) Land $430 Building $4,400	$151,400 (-) Land $37,500 Building $113,900
2023	$677.00	$4,830 Land $430 Building $4,400	$151,400 Land $37,500 Building $113,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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