195 Main St, Ramey, PA 16671 Property Records

Clearfield County property record for 195 Main St, Ramey, PA 16671

Property Summary

Property Type	Single Family Home
Details	built 1890
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Dec 2018)
Tax Bill	$1,316 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L15-367-00005`

Property Details

APN / Parcel Number

Primary APN	`L15-367-00005`
Alternative APNs	`0170L1536700005` `017011839`

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	14,374 sqft (0.33 acres)

Location & Zoning

Account Number	017011839
Street Address	195 MAIN ST
City	RAMEY
State	PA
Zip	16671-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Jurisdiction	CLEARFIELD PA
Township / Civil Division	RAMEY
Census Block Group	4
Census Block	4028
Census Tract	331700

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 MAIN ST, RAMEY, PA 16671-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	201815453
Record Updated	Sep 20, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Dec 7, 2018
Property Address	195 MAIN ST, RAMEY, PA 16671-1029
Document Number	0201815453
Instrument Date	Nov 19, 2018
Instrument	201815453
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MAIN ST, RAMEY, PA 16671-1029

Mortgage

Document Number	0201815454
Date	Dec 7, 2018
Instrument	201815454

Lender

Name	SNARE & ASSOCIATES MORTGAGE SERVICE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Ramey Borough
Unified School District	Moshannon Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,316.00 (+0.08%)	$19,450 (+1%) Land $4,650 Building $14,800
2025	$1,315.00 (+441.15%)
2024	$243.00	$9,725 (-) Land $2,325 Building $7,400
2023	$243.00	$9,725 Land $2,325 Building $7,400
1987			$77,800 Land $18,600 Building $59,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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