195 Main St, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 195 Main St, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	919 sqft · built 1900
Lot Size	0.064 acres (2,801 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2022)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02716-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`03-02716-0000-00033`
Alternative APNs	`0300623000000049` `030271600033`

Interior

Stories	2 Stories
Building Area	919 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,801 sqft (0.064 acres)
Lot Dimensions	200 ft deep x 14 ft wide

Location & Zoning

Old Parcel Number	0300623000000049
Street Address	195 MAIN ST
City	TRENTON
State	NJ
Zip	08620-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	12269-
Legal Subdivision	HAMILTON
Legal Block	2716
Legal Lot Number	33
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1025
Census Tract	3001

Owner

195 Main St is owned and occupied by an individual who bought it in November 2022.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	195 MAIN ST, TRENTON, NJ 08620-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	202250132
Deed Book / Page	6506 / 16
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Nov 4, 2022
Property Address	195 MAIN ST, HAMILTON, NJ 08620-2311
Document Number	0000050132
Book / Page	6506 / 16
Instrument Date	Oct 28, 2022
Instrument	2022050132
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	EMPIRE TITLE AND ABSTRACT AGENCY INC, EMPIRE TTL & ABSTRACT AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1807 SPRUCE ST, 1807, TRENTON, NJ 08610-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 GAVRIN BLVD, FRANKLIN SQ, NY 11010-1234

Mortgage

Document Number	0000050133
Date	Nov 4, 2022
Instrument	2022050133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Feb 5, 2021
Property Address	195 MAIN ST, HAMILTON, NJ 08620-2311
Document Number	0000006181
Book / Page	6429 / 540
Instrument Date	Dec 28, 2020
Instrument	2021006181
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 WESLEY LN, 2, BURLINGTON, NJ 08016-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SPRUCE ST, HAMILTON, NJ 08610-2234

Mortgage

Document Number	0000006182
Date	Feb 5, 2021
Instrument	2021006182

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 195 Main St was $4,616, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,500 (-) Land $53,500 Building $71,000	$124,500 (-) Land $53,500 Building $71,000
2025	$4,616.00 (+5.22%)	$124,500 Land $53,500 Building $71,000	$124,500 Land $53,500 Building $71,000
2024	$4,387.00
2023		$124,500 Land $53,500 Building $71,000	$124,500 Land $53,500 Building $71,000
2022	$4,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures