195 Main St, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 195 Main St, Freeport, ME 04032

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,189 sqft · built 1900
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$348,500 (Nov 2012)
Tax Bill$10,709 (2025)
Deeds & MortgagesMay 2022 Refinance
Jun 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN012053000000

Property Details

APN / Parcel Number

Primary APN012053000000
Alternative APNs
  • FPRT M:12 B:53 L:0 U:0
  • 20251443
  • 814

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,189 sqft Living Area
Gross Area6,523 sqft
1st Floor Area1,032 sqft
AtticAttic
Attic Area964 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number814
Street Address195 MAIN ST
CityFREEPORT
StateME
Zip04032-1418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code850
Legal Block53
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2004
Census Tract4502

Owner

Source: Cumberland County and Freeport Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 MAIN ST, FREEPORT, ME 04032-1418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jun 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jan 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2012 · Amount on Record
Deed SaleNov 13, 2012 · Amount on Record
Deed Book / Page30118 / 158
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address195 MAIN ST, FREEPORT, ME 04032-1418
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0394210256
DateMay 13, 2022
Book Page39421/256
Instrument25153
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueJun 1, 2035

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address195 MAIN ST, FREEPORT, ME 04032-1418
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0367670223
DateJun 3, 2020
Book Page36767/223
Instrument29145
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address195 MAIN ST, FREEPORT, ME 04032-1418
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0363840206
DateJan 30, 2020
Book Page36384/206
Instrument5507
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2045

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,709.00 (+5.48%)$773,200 (+1.67%) Land $266,600 Building $506,600
2024$10,153.00 (+10.2%)$760,500 (+13.51%) Land $253,900 Building $506,600
2023$9,213.00 (+4.6%)$670,000 (+3.83%) Land $230,800 Building $439,200
2022$8,808.00$645,300 Land $206,100 Building $439,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY FREEPORT DIVISION
private · serves 2,700 people · EPA ID ME0090580
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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