Berlin Town property record for 195 Main St, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,472 sqft · built 1957 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,538 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:9-3 B:44 L:12A |
| Primary APN | BERL M:9-3 B:44 L:12A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 931 sqft |
| Basement Area | 931 sqft |
| Unfinished Basement | 931 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1004600 |
|---|---|
| Street Address | 195 MAIN ST |
| City | BERLIN |
| State | CT |
| Zip | 06037-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Block | 44 |
| Legal Lot Number | 12A |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 400300 |
195 Main St is owner-occupied and held in a trust since May 2026.
Source: Berlin Town records, as of July 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 195 MAIN ST, BERLIN, CT 06037-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 2, 2017 | Executor's Deed, Transfer · FHA Mortgage OCWEN FIN SVC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0848000083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Jun 17, 2026 |
| Property Address | 195 MAIN ST, BERLIN, CT 06037-2650 |
| Document Number | 0848000083 |
| Book / Page | 848 / 83 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 MAIN ST, BERLIN, CT 06037-2650 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Mar 2, 2017 |
| Property Address | 195 MAIN ST, BERLIN, CT 06037-2650 |
| Document Number | 734-85 |
| Book / Page | 734 / 85 |
| Instrument | 1378390003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $45.01 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 734-88 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 734/88 |
| Instrument | 1378400014 |
| Name | OCWEN FIN SVC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 195 Main St was $5,538.
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,538.00 | $180,700 Land $87,200 Building $93,500 | $126,490 Land $61,040 Building $65,450 |
| 2024 | $5,538.00 (+3.69%) | ||
| 2023 | $5,341.00 (+1.62%) | $180,700 (+17.95%) Land $87,200 Building $93,500 | |
| 2022 | $5,256.00 | $153,200 Land $77,700 Building $75,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSINGTON FIRE DISTRICT serves 7,553 people · EPA ID CT0070011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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