Waldo County and Belfast City property record for 195 Main St, Belfast, ME 04915
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 742 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,060 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:011 L:213 |
| Primary APN | BELF M:011 L:213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 742 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1844 |
|---|---|
| Street Address | 195 MAIN ST |
| City | BELFAST |
| State | ME |
| Zip | 04915-6542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 213 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 43000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Primrose Hill Historic District listed 1973 · 5 contributing resources · NRIS 73000150 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Waldo County and Belfast City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 71 MOUNT HYGEIA RD, FOSTER, RI 02825-1923 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 |
| Deed Sale | Jun 29, 2016 |
| Deed Document Number | 20165440 |
| Deed Book / Page | 4073 / 43 |
| Last Transfer Date | Aug 1, 2025 |
| Transfer Doc | 005134/239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 195 MAIN ST, BELFAST, ME 04915-6542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005145/264 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 5145/264 |
| Instrument | 2025-7718 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Waldo County and Belfast City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,060.00 (+6.71%) | $309,700 (+0.58%) Land $102,900 Building $206,800 |
| 2024 | $4,742.00 (+33.28%) | $307,900 (+73.95%) Land $102,900 Building $205,000 |
| 2023 | $3,558.00 (-2.31%) | $177,000 (+4%) Land $44,500 Building $132,500 |
| 2022 | $3,642.00 | $170,200 Land $44,500 Building $125,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 17 (1987–2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N..
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