Otsego County and Oneonta City property record for 195 Main St, Apt 201, Oneonta, NY 13820
| Property Type | Store with Apartments |
|---|---|
| Details | 40,775 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $950,000 (Apr 2025) |
| Tax Bill | $41,392 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.23-1-8 |
| Primary APN | 361200 300.23-1-8 |
|---|---|
| Alternative APNs |
|
| Stories | 5 Stories |
|---|---|
| Building Area | 40,775 sqft Gross Area |
| Basement Area | 7,669 sqft |
| Unfinished Basement | 7,669 sqft |
| Elevator | Elevator |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 123 ft deep x 98 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1991 |
|---|---|
| Street Address | 195 MAIN ST, 201 |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2530 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | 320 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 590900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oneonta Downtown Historic District listed 2003 · 65 contributing resources · NRIS 03001245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2729 MARION ST, BELLMORE, NY 11710-4601 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed, Transfer |
| Jun 24, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Prior Sale | Sep 28, 2023 · Amount on Record |
| Prior Transfer Date | May 18, 2022 |
| Prior Transfer Doc | 0000000498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 28, 2023 |
| Property Address | 195 MAIN ST APT 201, 201, ONEONTA, NY 13820-2530 |
| Document Number | 0000000985 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023-3985 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MARBLE LOOP # A, A, STATEN ISLAND, NY 10309-1326 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 24, 2022 |
| Property Address | 195 MAIN ST APT 201, 201, ONEONTA, NY 13820-2530 |
| Document Number | 0000000498 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022-3498 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MARBLE LOOP # A, A, STATEN ISLAND, NY 10309-1326 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,392.00 (+5.8%) | ||
| 2025 | $39,124.00 | ||
| 2023 | $1,025,000 (-) Land $51,000 Building $974,000 | $1,265,432 (+13.58%) Land $62,963 Building $1,202,469 | |
| 2022 | $1,025,000 Land $51,000 Building $974,000 | $1,114,130 Land $55,435 Building $1,058,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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