Herkimer County and Russia Town property record for 195 Macarthur Rd, Cold Brook, NY 13324
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 2,430 sqft · built 2022 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 2020) |
| Tax Bill | $5,783 (2026) |
| Deeds & Mortgages | May 2021 Refinance Aug 2020 Sale |
| APN | 214489 077.2-1-34 |
| Primary APN | 214489 077.2-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 184 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 161 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060005190 |
|---|---|
| Street Address | 195 MACARTHUR RD |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-3526 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 45 |
| Legal Description | JP CAMP2 1/2 MAC ARTHUR |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 11504 |
Source: Herkimer County and Russia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 RUSSIA RD, POLAND, NY 13431-2814 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Aug 14, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2005 · Amount on Record |
| Deed Document Number | 20203325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 195 MACARTHUR RD, COLD BROOK, NY 13324-3526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020212905 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-2905 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Aug 14, 2020 |
| Property Address | 195 MACARTHUR RD, COLD BROOK, NY 13324-3526 |
| Document Number | 0020203325 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2020-3325 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 RUSSIA RD, POLAND, NY 13431-2814 |
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,783.00 (+547.59%) | ||
| 2025 | $893.00 (+0.34%) | $259,800 (+549.5%) Land $16,800 Building $243,000 | $361,335 (+577.51%) Land $23,366 Building $337,969 |
| 2023 | $40,000 Land $16,800 Building $23,200 | $53,333 Land $22,400 Building $30,933 | |
| 2020 | $890.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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