Person County property record for 195 Lynn Smith Rd, Semora, NC 27343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,018 sqft · built 1996 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $985,000 (Dec 2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A15 115 |
| Primary APN | A15 115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,018 sqft Heated Area |
| Gross Area | 4,070 sqft |
| Basement Area | 1,009 sqft |
| Finished Basement | 1,009 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 221,285 sqft (5.08 acres) |
| Garage Area | 480 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 95 sqft |
| Patio Area | 383 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 778393 001 |
|---|---|
| Street Address | 195 LYNN SMITH RD |
| City | SEMORA |
| State | NC |
| Zip | 27343-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | 5.08 ACRE/J W OAKLEY/LT10/HOUSE |
| Legal Subdivision | J W OAKLEY |
| Legal Lot Number | 10 |
| Jurisdiction | PERSON NC |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 920200 |
Source: Person County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 LYNN SMITH RD, SEMORA, NC 27343-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Nov 18, 2020 | Grant Deed, Transfer SOUTHERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Jun 9, 2006 · Amount on Record |
| Deed Document Number | 2025421731 |
| Deed Book / Page | 1243 / 82 |
| Prior Transfer Date | Oct 26, 2020 |
| Prior Transfer Doc | 0010580361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 195 LYNN SMITH RD, SEMORA, NC 27343-7119 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5 TIN ROOF CT, PENDLETON, SC 29670-1862 |
| Document Number | 0012430084 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 1243/84 |
| Instrument | 421732 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Nov 18, 2020 |
| Property Address | 195 LYNN SMITH RD, SEMORA, NC 27343-7119 |
| Document Number | 0000390278 |
| Book / Page | 001058 / 000361 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 390278 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 11410 SABLEWOOD DR #207 RALEIGH NC 27617, 207, RALEIGH, NC 27617 |
| Document Number | 390279 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 001058/000363 |
| Instrument | 390279 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | ROCKY MOUNT, NC 27804 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 17, 2035 |
Source: Person County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Unified School District | Person County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $935,608 (-) | $935,608 (-) Land $333,305 Building $602,303 |
| 2025 | $935,608 (+45.03%) | $935,608 (+45.03%) Land $333,305 Building $602,303 |
| 2023 | $645,119 | $645,119 Land $282,045 Building $363,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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