Rutherford County property record for 195 Lovelace Rd, Forest City, NC 28043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,269 sqft · built 1974 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $104,000 (Apr 2025) |
| Tax Bill | $1,086 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0915569 |
| Primary APN | 0915569 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,269 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 195 LOVELACE RD |
|---|---|
| City | FOREST CITY |
| State | NC |
| Zip | 28043-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAX G CRAWLEY PL:8-95 |
| Legal Subdivision | MAX G CRAWLEY SUBDIVISION |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | HIGH SHOALS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960900 |
Source: Rutherford County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 119 N SALISBURY ST, RALEIGH, NC 27603-1739 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on File |
| Deed Sale | Apr 11, 2025 · Amount on File |
| Prior Sale | Aug 21, 2024 · Amount on File |
| Prior Transfer Date | Aug 12, 2024 |
| Prior Transfer Doc | 0020842745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 12, 2022 |
| Property Address | 195 LOVELACE RD, FOREST CITY, NC 28043-5766 |
| Document Number | 0020603269 |
| Book / Page | 2060 / 3269 |
| Map Reference | MB 8 PG 95 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1719 STONY POINT RD, SHELBY, NC 28150-9600 |
| Name | Verified Name |
|---|---|
| Address | 195 LOVELACE RD, FOREST CITY, NC 28043-5766 |
| Document Number | 0020603272 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2060/3272 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,086.00 (+31.48%) | $148,400 (-) Land $10,000 Building $138,400 | $148,400 (-) Land $10,000 Building $138,400 |
| 2023 | $148,400 Land $10,000 Building $138,400 | $148,400 Land $10,000 Building $138,400 | |
| 2022 | $826.00 | ||
| 2021 | $826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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