Giles County property record for 195 Locust St, Narrows, VA 24124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1940 |
| Lot Size | 0.274 acres (11,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Dec 2022) |
| Tax Bill | $636 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24B 12 26 |
| Primary APN | 24B 12 26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 666 sqft |
| Unfinished Basement | 666 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,954 sqft (0.274 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 278 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9213 |
|---|---|
| Street Address | 195 LOCUST ST |
| City | NARROWS |
| State | VA |
| Zip | 24124-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | LOT NO 26 AND PT NO 27 TIPTON ADD |
| Legal Subdivision | TIPTON ADD |
| Legal Lot Number | 26 |
| Jurisdiction | GILES VA |
| Township / Civil Division | WESTERN |
| Census Block Group | 6 |
| Census Block | 6058 |
| Census Tract | 930300 |
195 Locust St is owned by two individuals who bought it in December 2022.
Source: Giles County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 MULBERRY DR, BLACKSBURG, VA 24060-1435 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on File |
| Deed Sale | Dec 12, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Locust St was $636, up 34.2% from the year before.
Source: Giles County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Giles County |
| Municipality | Narrows Town |
| Unified School District | Giles County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636.00 (+34.18%) | $135,500 (+94.13%) Land $26,000 Building $109,500 | $135,500 (+94.13%) Land $26,000 Building $109,500 |
| 2025 | $474.00 | $69,800 Land $16,000 Building $53,800 | $69,800 Land $16,000 Building $53,800 |
| 2023 | $69,800 Land $16,000 Building $53,800 | $69,800 Land $16,000 Building $53,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Locust St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NARROWS serves 2,029 people · EPA ID VA1071565 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from GILES COUNTY PSA |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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