195 Lena Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 195 Lena Ave, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,918 sqft · built 1977
Lot Size2.08 acres (91,040 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Oct 2015)
Tax Bill$11,606 (2025)
Deeds & MortgagesAug 2018 Mortgage
Nov 2019 Mortgage
Flood ZoneZone D (undetermined)
APN830-04-038

Property Details

APN / Parcel Number

Primary APN830-04-038

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,918 sqft Living Area
1st Floor Area1,918 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Construction TypeWood
Lot Area91,040 sqft
Garage Area704 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Water SourceWell

Location & Zoning

Street Address195 LENA AVE
CityGILROY
StateCA
Zip95020-9082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-5A
Legal DescriptionLOT 4
Legal Lot Number4
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3005
Census Tract512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address195 LENA AVE, GILROY, CA 95020-9082
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 19, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2015 · Amount on Record
Deed SaleOct 6, 2015 · Amount on Record
Prior SaleFeb 25, 2011 · Amount on Record
Deed Document Number201523099265
Last Transfer DateNov 14, 2019
Transfer Doc0024334892
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address195 LENA AVE, GILROY, CA 95020-9082
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024002878
DateAug 14, 2018
Instrument24002878
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateNov 19, 2019
Property Address195 LENA AVE, GILROY, CA 95020-9082
Document Number0024334892
Map ReferenceMB 433 PG 29&30
Instrument DateNov 14, 2019
Instrument24334892
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address195 LENA AVE, GILROY, CA 95020-9082

Mortgage

Document Number0024334893
DateNov 19, 2019
Instrument24334893
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$965,971 (+2%) Land $603,733 Building $362,238
2025$11,606.00 (+2.36%)$947,032 (+4.04%) Land $591,896 Building $355,136
2023$11,338.00 (+1.81%)$910,260 Land $568,913 Building $341,347
2022$11,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people · EPA ID CA4310027
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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