Cherokee County property record for 195 Legacy Ln, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 2005 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,845 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 456002559965000 |
| Primary APN | 456002559965000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,864 sqft Heated Area |
| Gross Area | 5,396 sqft |
| 1st Floor Area | 1,444 sqft |
| Upper Floors Area | 420 sqft |
| Basement Area | 1,444 sqft |
| Finished Basement | 1,444 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 246,985 sqft (5.67 acres) |
| Lot Width | 450 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 552 sqft |
| Patio Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 10451 |
|---|---|
| Street Address | 195 LEGACY LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 4 PAYNE 1062/541 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 930603 |
195 Legacy Ln, a rural home, is owned and occupied by two individuals who acquired it in September 2003.
Source: Cherokee County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 LEGACY LN, MURPHY, NC 28906-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2003 |
| Deed Sale | Sep 1, 2003 |
| Deed Book / Page | 1062 / 541 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 195 Legacy Ln was $1,845.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,845.00 | $265,840 | $265,840 Land $27,900 Building $237,940 |
| 2023 | $265,840 | $265,840 Land $27,900 Building $237,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Legacy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Legacy Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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