195 Lavender Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 195 Lavender Way, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,154 sqft · built 2013
Lot Size0.154 acres (6,715 sqft)
Owner2 Individual Names on File
Last Sale$334,500 (May 2013)
Tax Bill$9,212 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-620-071

Property Details

APN / Parcel Number

Primary APN034-620-071
Alternative APN
  • 034-620-071-0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,154 sqft Living Area
1st Floor Area876 sqft
2nd Floor Area1,278 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area6,715 sqft (0.154 acres)
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address195 LAVENDER WAY
CityOAKLEY
StateCA
Zip94561-2368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9274 L107
Legal SubdivisionSUBDIVISION 9274
Legal Tract9274
Legal Lot Number107
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1020
Census Tract302014

Owner

195 Lavender Way is owned and occupied by two individuals who bought it in May 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address195 LAVENDER WAY, OAKLEY, CA 94561-2368
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 23, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2013 · Amount on File
Deed SaleMay 31, 2013 · Amount on File
Deed Document Number2013138541
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address195 LAVENDER WAY, OAKLEY, CA 94561-2368
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 LAVENDER WAY, OAKLEY, CA 94561-2368

Mortgage

Document Number0000111527
DateOct 22, 2025
Instrument2025- 111527
Lender
NameBANK OF AMERICA NA
TypeBank
Address100 N TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 26, 2055
Interest
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address195 LAVENDER WAY, OAKLEY, CA 94561-2368
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000189044
DateSep 1, 2020
Instrument2020-189044
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address195 LAVENDER WAY, OAKLEY, CA 94561-2368
Document Number0000089669
Instrument DateMay 23, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 LAVENDER WAY OAKLEY CA 945612368, OAKLEY, CA 94561-2368

Mortgage

Document Number0000089669
DateJun 6, 2018
Instrument89669
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 195 Lavender Way was $9,212 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$431,810 (+2%) Land $75,983 Building $355,827
2025$9,212.00 Homeowner's exemption$423,344 Land $74,494 Building $348,850
2023$8,872.00 (+2.79%) Homeowner's exemption$406,906 Land $71,602 Building $335,304
2022$8,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 195 Lavender Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 Lavender Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Sonic Telecom.

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