Orange County property record for 195 Laurel Ave, Carrboro, NC 27510
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,519 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $985,000 (Feb 2023) |
| Tax Bill | $13,293 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9778-75-4881 |
| Primary APN | 9778-75-4881 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,519 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 195 LAUREL AVE |
|---|---|
| City | CARRBORO |
| State | NC |
| Zip | 27510-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3C-R LUDLOW SOUTH LLC P119/15 |
| Legal Subdivision | LUDLOW SOUTH LLC |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
Source: Orange County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP |
| Feb 15, 2019 | Deed of Trust, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 0006808957 |
| Deed Book / Page | 6808 / 957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Feb 28, 2023 |
| Property Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 0006808957 |
| Book / Page | 6808 / 957 |
| Map Reference | MB 119 PG 15 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 30085078 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 0006808959 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 6808/959 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 6679643 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 6679/643 |
| Instrument | 30029885 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Apr 27, 2020 |
| Property Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 6655624 |
| Book / Page | 6655 / 624 |
| Map Reference | MB 6477 PG 244 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 30019919 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,451.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BURLAGE CIR, 204, CHAPEL HILL, NC 27514-2700 |
| Name | Verified Name |
|---|---|
| Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 6655628 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 6655/628 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 195 LAUREL AVE, CARRBORO, NC 27510-2013 |
| Document Number | 6578212 |
| Book / Page | 006578 / 000212 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 27130 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4254 CHAPEL HILL NC 275154254, CHAPEL HILL, NC 27515-4254 |
| Document Number | 6578212 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 006578/000212 |
| Instrument | 27130 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carrboro Town |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,293.00 (+13.27%) | $966,000 (+37.51%) Land $275,000 Building $691,000 | $966,000 (+37.51%) Land $275,000 Building $691,000 |
| 2023 | $11,736.00 | $702,500 Land $185,000 Building $517,500 | $702,500 Land $185,000 Building $517,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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