DeSoto County property record for 195 Laughter Rd N, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2020 |
| Square Footage | 2,465 sqft Adjusted Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,486.00 (2025) |
| Primary APN | 2-07-7-35-05-0-00005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,465 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 49,658 sqft (1.14 acres) |
| Street Address | 195 LAUGHTER RD N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MARY VEST 3 LOT SUBD FIRST REV LOT 5 |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 35 |
| Legal Subdivision | MARY VEST 3 LOT SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 2-07-7-35-05-0-00005-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 195 LAUGHTER RD N, HERNANDO, MS 38632-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 15, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 |
| Deed Sale | Aug 15, 2019 |
| Deed Doc Number | 0000896682 |
| Deed Book / Page | 0896 / 682 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 195 LAUGHTER RD N, HERNANDO, MS 38632-9200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005143/566 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5143/566 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 15, 2019 |
| Property Address | 195 LAUGHTER RD N, HERNANDO, MS 38632-9200 |
| Document Number | 000896/682 |
| Book / Page | 0896 / 682 |
| Map Reference | MB 128 PG 31 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 LAUGHTER RD N, 199, HERNANDO, MS 38632-9200 |
| Name | Verified Name |
|---|---|
| Address | 7425 CHARBARK PT, SOUTHAVEN, MS 38671-6068 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 (+19.84%) | $21,653 (+40.55%) Land $1,500 Building $20,153 | $216,529 (+40.55%) Land $15,000 Building $201,529 |
| 2023 | $1,240.00 | $15,406 | $154,060 Land $15,000 Building $139,060 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 54th percentile nationally · 63rd in Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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