195 Lakeview Harbor, Onalaska, TX 77360 Property Records

Polk County property record for 195 Lakeview Harbor, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,102 sqft · built 2005
Lot Size	0.609 acres (26,528 sqft)
Owner	Individual Name on Record
Last Sale	$226,100 (May 2026)
Tax Bill	$8,359 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P0500022700`

Property Details

APN / Parcel Number

Primary APN	`P0500022700`
Alternative APN	`52045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,102 sqft Living Area
1st Floor Area	2,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,528 sqft (0.609 acres)
Lot Dimensions	148 ft deep x 120 ft wide
Garage Area	1,000 sqft
Driveway	Concrete Driveway
Driveway Area	3,776 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	729 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52045
Street Address	195 LAKEVIEW HBR
City	ONALASKA
State	TX
Zip	77360-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE HARBOR SECTION 3 BLK 3 LOT 38, 39 & 40
Legal Subdivision	PINE HARBOR SECTION 3
Legal Block	3
Legal Lot Number	38
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	1
Census Block	1032
Census Tract	210301

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 LAKEVIEW HBR, ONALASKA, TX 77360-6745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · Conventional Mortgage LOVELADY STATE BANK
Feb 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	20264545
Deed Book / Page	262664 / 972
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	20182139/308
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK TX
Recording Date	May 18, 2026
Property Address	195 LAKEVIEW HBR, ONALASKA, TX 77360-6745
Document Number	0000004545
Book / Page	262664 / 972
Instrument Date	May 15, 2026
Instrument	20264545
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004546,
Date	May 18, 2026
Instrument	20264546

Lender

Name	LOVELADY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	May 15, 2034

Interest

Rate	6.46%
Max Rate	-1%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TX
Recording Date	Feb 6, 2018
Property Address	195 LAKEVIEW HBR, ONALASKA, TX 77360-6745
Document Number	20182139/308
Book / Page	2018-2139 / 308
Map Reference	VOL 4 PG 10
Instrument Date	Jan 30, 2018
Instrument	00841
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 LAKEVIEW HBR, ONALASKA, TX 77360-6745

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,922 (-1.21%) Land $33,169 Building $386,753	$419,922 (-1.21%) Land $33,169 Building $386,753
2025	$8,359.00 Homeowner's exemption Disabled Person's exemption	$425,071 (+6.32%) Land $33,169 Building $391,902	$425,071 (+6.32%) Land $33,169 Building $391,902
2023		$399,812 Land $33,169 Building $366,643	$399,812 Land $33,169 Building $366,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1994–2016)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jan 2016
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: T-Mobile.

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