195 la Mesa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 195 la Mesa Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,247 sqft · built 2004
Lot Size	0.115 acres (5,018 sqft)
Owner	2 Individual Names on File
Last Sale	$2,275,000 (Mar 2020)
Tax Bill	$29,255 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-361-28-00`

Property Details

APN / Parcel Number

Primary APN	`256-361-28-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,247 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,018 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	195 LA MESA AVE
City	ENCINITAS
State	CA
Zip	92024-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK C LOTS 7 THRU 9 DOC164197REC71 IN TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	C
Legal Lot Number	7-9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	17702

Owner

Source: San Diego County records · APN 256-361-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2020	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Aug 08, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 02, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2020 · Amount on Record
Deed Sale	Mar 02, 2020 · Amount on Record
Prior Sale	Nov 13, 2002 · Amount on Record
Deed Document Number	2020108212
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000282935
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002952
Date	Jan 03, 2020
Instrument	2020-0002952

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358305
Date	Aug 08, 2017
Instrument	2017-0358305

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 08, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 02, 2020
Property Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232
Document Number	0000108212
Map Reference	MAP 1845
Instrument Date	Feb 22, 2020
Instrument	2020-0108212
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232

Mortgage

Document Number	0000108213
Date	Mar 02, 2020
Instrument	2020-0108213

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2017
Property Address	195 LA MESA AVE, ENCINITAS, CA 92024-3232
Document Number	0000282935
Instrument Date	Jun 22, 2017
Instrument	282935
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	195 LA MESA AVE ENCINITAS CA 920243232, ENCINITAS, CA 92024-3232

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,537,801 (+2%) Land $1,896,380 Building $641,421
2025	$29,255.00 (+15.66%)	$2,488,042 (+4.04%) Land $1,859,197 Building $628,845
2023	$25,294.00 (+2.02%)	$2,391,430 Land $1,787,003 Building $604,427
2022	$24,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber, Cox Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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