195 Justin Cv, Coldwater, MS 38618 Property Records

Tate County property record for 195 Justin Cv, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,143 sqft · built 2007
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Aug 2019 Refinance Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029 31 0000608`

Property Details

APN / Parcel Number

Primary APN	`029 31 0000608`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,143 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	348,480 sqft (8 acres)
Patio Area	408 sqft

Location & Zoning

Street Address	195 JUSTIN CV
City	COLDWATER
State	MS
Zip	38618-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 2 WILLOW VIEW S/D
Legal Range	06
Legal Township	04
Legal Section	31
Legal Subdivision	WILLOW VIEW S/D
Legal Lot Number	2
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	950202

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 JUSTIN CV, COLDWATER, MS 38618-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK
Dec 1, 2017	Deed of Trust, Mortgage · FHA Mortgage 1ST ALLIANCE LENDING LLC
Dec 1, 2017	Warranty Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017
Deed Sale	Dec 1, 2017
Deed Document Number	0020173896
Deed Book / Page	2017 / 3896
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	195 JUSTIN CV, COLDWATER, MS 38618-8141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/11253
Date	Aug 26, 2019
Book Page	2019/11253

Lender

Name	PINNACLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	195 JUSTIN CV, COLDWATER, MS 38618-8141
Transaction Type	Mortgage
Record Updated	Dec 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201713541
Date	Dec 1, 2017
Book Page	2017/13541

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution
Address	EAST HARTFORD, CT 06108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Dec 1, 2017
Property Address	195 JUSTIN CV, COLDWATER, MS 38618-8141
Document Number	2017/3896
Book / Page	2017 / 3896
Map Reference	PL 12 PG 18&19
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	592 POAGVILLE RD, 592, COLDWATER, MS 38618-5926

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 JUSTIN CV, COLDWATER, MS 38618-8141

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (+22.33%)	$19,373 (+28.91%) Land $2,900 Building $16,473	$193,728 (+28.91%) Land $29,000 Building $164,728
2023	$1,693.00	$15,028 Land $2,900 Building $12,128	$150,278 Land $29,000 Building $121,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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