195 Jon Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 195 Jon Dr, Smithfield, NC 27577 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2019
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Sep 2025)
Tax Bill	$10 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15M14021W`

Property Details

APN / Parcel Number

Primary APN	`15M14021W`
Alternative APNs	`2000240361` `2000258075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	186 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000258075
Street Address	195 JON DR
City	SMITHFIELD
State	NC
Zip	27577-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49R CREECH PLANTATION 74/81
Legal Subdivision	CREECH PLANTATION SEC 04
Legal Lot Number	49R
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1013
Census Tract	40600

Owner

Source: Johnston County records · APN 15M14021W

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 JON DR, SMITHFIELD, NC 27577-8923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 25, 2019	Warranty Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	2025028804
Deed Book / Page	DEED6958 / 806
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	195 JON DR, SMITHFIELD, NC 27577-8923
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JON DR, SMITHFIELD, NC 27577-8923

Mortgage

Document Number	0000023382
Date	Aug 01, 2025
Book Page	DEED6929/872
Instrument	2025023382

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 09, 2065

Interest

Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	195 JON DR, SMITHFIELD, NC 27577-8923
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JON DR, SMITHFIELD, NC 27577-8923

Mortgage

Document Number	0000019856
Date	Jun 21, 2023
Book Page	6495/680
Instrument	2023019856

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 16, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	195 JON DR, SMITHFIELD, NC 27577-8923
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JON DR, SMITHFIELD, NC 27577-8923

Mortgage

Document Number	0000024333
Date	Aug 11, 2025
Book Page	DEED6934/924
Instrument	2025024333

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 09, 2065

Interest

Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 16, 2025
Property Address	195 JON DR, SMITHFIELD, NC 27577-8923
Document Number	0000028804
Book / Page	DEED6958 / 806
Map Reference	MB 74 PG 81
Instrument Date	Sep 05, 2025
Instrument	2025028804
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 FLATLAND DR, PRINCETON, NC 27569-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JON DR, SMITHFIELD, NC 27577-8923

Mortgage

Document Number	0000028805
Date	Sep 16, 2025
Instrument	2025028805

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 25, 2019
Property Address	195 JON DR, SMITHFIELD, NC 27577-8923
Document Number	0000633282
Book / Page	005454 / 000934
Instrument Date	Oct 24, 2019
Instrument	633282
Transaction Type	Transfer
Record Updated	Nov 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JON DR SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number	633283
Date	Oct 25, 2019
Book Page	005454/000936
Instrument	633283

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 (-99.08%)	$262,220 (+95.76%) Land $52,830 Building $209,390	$262,220 (+95.76%) Land $52,830 Building $209,390
2023	$1,085.00	$133,950 Land $27,860 Building $106,090	$133,950 Land $27,860 Building $106,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010406001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Jon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures