Dubuque County property record for 195 Jess St, Bernard, IA 52032
| Property Type | Light Industrial |
|---|---|
| Details | 1,500 sqft · built 1922 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $270 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-27-377-006 |
| Primary APN | 20-27-377-006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Gross Area |
| 1st Floor Area | 1,500 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1922 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 5,850 sqft (0.134 acres) |
| Water Source | Commercial |
|---|
| Street Address | 195 JESS ST |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032 |
| Property Category | Industrial |
| Property Type | Industrial > Light Industrial |
| Local Zoning Code | CO |
| Legal Description | LOT 42 BERNARD A.K.A MELLARY; |
| Legal Subdivision | BERNARD |
| Legal Lot Number | 42 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3103 |
| Census Tract | 10300 |
195 Jess St, an industrial property, is owned by an individual.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 JESS ST, BERNARD, IA 52032-4401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bernard City |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,600 Land $4,300 Building $22,300 | $26,600 Land $4,300 Building $22,300 | |
| 2024 | $270.00 | ||
| 2023 | $21,900 (+12.71%) Land $4,300 Building $17,600 | $21,900 Land $4,300 Building $17,600 | |
| 2022 | $276.00 | $19,430 Land $3,930 Building $15,500 | |
| 2021 | $19,430 Land $3,930 Building $15,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Jess St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Jess St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARD WATER SYSTEM serves 114 people · EPA ID IA3113001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Maquoketa Valley Electric Cooperative.
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