195 Jess Ln, Dunn, NC 28334 Property Records

Harnett County property record for 195 Jess Ln, Dunn, NC 28334

Property Summary

Property TypeSingle Family Home
Details1,181 sqft · built 2021
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$13,000 (Sep 2021)
Tax Bill$3,435 (2026)
Deeds & MortgagesMar 2024 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1500044745

Property Details

APN / Parcel Number

Primary APN1500044745
Alternative APN
  • 021506 0128 19

Interior

Building Area1,181 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area13,504 sqft (0.31 acres)

Location & Zoning

Account Number1500044745
Street Address195 JESS LN
CityDUNN
StateNC
Zip28334-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#19 DUNHAVEN S/D MAP#2020-405
Legal SubdivisionDUNHAVEN
Legal Lot Number19
JurisdictionHARNETT NC
Township / Civil DivisionAVERASBORO
Census Block Group3
Census Block3009
Census Tract70100

Owner

195 Jess Ln is owned and occupied by an individual who bought it in September 2021.

Source: Harnett County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address195 JESS LN, DUNN, NC 28334-4546
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 24, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LOWER LLC
Jun 21, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleJun 21, 2021 · Amount on File
Deed Document Number202122459
Deed Book / Page4049 / 887
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address195 JESS LN, DUNN, NC 28334-4546
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 JESS LN, DUNN, NC 28334-4546

Mortgage

Document Number0000005060
DateMar 28, 2024
Book Page4228/2278
Instrument2024005060
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount on Record
Term331 Months
DueOct 1, 2051

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateSep 24, 2021
Property Address195 JESS LN, DUNN, NC 28334-4546
Document Number0000022459
Book / Page4049 / 887
Map ReferenceMAP 2020 PG 405
Instrument DateSep 21, 2021
Instrument2021022459
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 WAGONER DR, 350, FAYETTEVILLE, NC 28303-4647

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 JESS LANE, DUNN, NC 28334-4546

Mortgage

Document Number0000022460
DateSep 24, 2021
Instrument2021022460
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 21, 2021
Property Address195 JESS LN, DUNN, NC 28334-4546
Document Number0000014186
Book / Page4002 / 89
Map ReferenceMAP 2020 PG 405
Instrument DateJun 16, 2021
Instrument2021014186
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address350 WAGONER DR, 350, FAYETTEVILLE, NC 28303-4647

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 WAGONER DR, FAYETTEVILLE, NC 28303-4647
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 195 Jess Ln was $3,435, up 13.2% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityDunn City
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,435.00 (+13.22%)$255,839 (+11.65%)$255,839 (+11.65%) Land $48,010 Building $207,829
2025$3,034.00$229,146$229,146 Land $42,560 Building $186,586
2023$2,879.00$229,146$229,146 Land $42,560 Building $186,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Jess Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims9 (1996–2018)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Jess Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DUNN
serves 12,497 people · EPA ID NC0343010
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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