195 Jed Smith Rd, Ward, CO 80481 Property Records

Boulder County property record for 195 Jed Smith Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1996
Lot Size	0.792 acres (34,510 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (May 2021)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1321-22-0-13-008`

Property Details

APN / Parcel Number

Primary APN	`1321-22-0-13-008`
Alternative APNs	`R0030122` `0030122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	918 sqft
Upper Floors Area	720 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	34,510 sqft (0.792 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	272 sqft
Patio Area	524 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0030122
Street Address	195 JED SMITH RD
City	WARD
State	CO
Zip	80481-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 80 BAR K RANCH 3
Legal Range	72
Legal Township	2N
Legal Section	22
Legal Subdivision	BAR K RANCH 3 - MT
Legal Block	1
Legal Lot Number	80
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1008
Census Tract	13703

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 JED SMITH RD, WARD, CO 80481-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 30, 2021	Special Warranty Deed, Transfer FITCO
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20213883515
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0002976437
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	195 JED SMITH RD, WARD, CO 80481-9516
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JED SMITH RD, WARD, CO 80481-9516

Mortgage

Document Number	0004017403
Date	Aug 7, 2023
Instrument	4017403

Lender

Name	ZB NA
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	May 10, 2021
Property Address	195 JED SMITH RD, WARD, CO 80481-9516
Document Number	0003883515
Instrument Date	May 7, 2021
Instrument	3883515
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JED SMITH RD, WARD, CO 80481-9516

Mortgage

Document Number	0003883516
Date	May 10, 2021
Instrument	3883516

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Mar 30, 2021
Property Address	195 JED SMITH RD, WARD, CO 80481-9516
Document Number	0003872699
Instrument Date	Mar 19, 2021
Instrument	3872699
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FITCO

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 JED SMITH RD, WARD, CO 80481-9516

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	195 JED SMITH RD, WARD, CO 80481-9516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003677877
Date	Sep 25, 2018
Instrument	3677877

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,503 (-2.08%) Building $37,503	$612,800 (-) Land $52,600 Building $560,200
2025	$3,667.00 (+15.13%)	$38,301 (-5.12%) Land $3,288 Building $35,013	$612,800 (+1.71%) Land $52,600 Building $560,200
2023	$3,185.00 (+0.66%)	$40,368 (+19.05%) Land $3,786 Building $36,582	$602,500 (+23.49%) Land $56,500 Building $546,000
2022	$3,164.00	$33,908 Land $2,620 Building $31,288	$487,890 Land $37,700 Building $450,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.6% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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